Mobile Banking

Your SACCO account on any phone — check your mini statement, deposit and withdraw, wherever you are.

Mobile banking on any phone

Dial *255*46#

Get mini statements, deposit and withdraw from the comfort of wherever you are. No smartphone, no data bundle, no queue — just dial.

  • Works on every phone and network
  • No internet needed
  • Available day and night
Dial *255*46# now

Tap on your phone to dial. Registration is done at any branch.

Interactive demo — tap an option to try it.

Simple. Secure. Instant.

Your branch, in your pocket

You don’t have to travel to the SACCO to make a transaction. Wherever you are — at home, at the market or on the farm — you can deposit to or withdraw from your account.

  1. Simple

    Easy to use on any phone — just dial the code and follow the menu.

  2. Secure

    Protected by your personal PIN. Trust it with your money.

  3. Instant

    Fast indeed — your transaction goes through as soon as you dial.

Get started in four steps

  1. Register at a branch

    Visit any Nyakayojo SACCO branch with your ID to activate mobile banking on your account.

  2. Dial the code

    Dial *255*46# from the phone number registered on your account.

  3. Enter your PIN

    Use the secret PIN you set at registration. Never share it with anyone.

  4. Choose a service

    Check a mini statement, deposit or withdraw — confirmation arrives by SMS.

Not a member yet?

Open an account and get mobile banking from day one.

Open an account