Mobile Banking
Your SACCO account on any phone — check your mini statement, deposit and withdraw, wherever you are.
Mobile banking on any phone
Dial *255*46#
Get mini statements, deposit and withdraw from the comfort of wherever you are. No smartphone, no data bundle, no queue — just dial.
- Works on every phone and network
- No internet needed
- Available day and night
Tap on your phone to dial. Registration is done at any branch.
*255*46#
Nyakayojo SACCO
Interactive demo — tap an option to try it.
Simple. Secure. Instant.
Your branch, in your pocket
You don’t have to travel to the SACCO to make a transaction. Wherever you are — at home, at the market or on the farm — you can deposit to or withdraw from your account.
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Simple
Easy to use on any phone — just dial the code and follow the menu.
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Secure
Protected by your personal PIN. Trust it with your money.
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Instant
Fast indeed — your transaction goes through as soon as you dial.
Get started in four steps
Register at a branch
Visit any Nyakayojo SACCO branch with your ID to activate mobile banking on your account.
Dial the code
Dial *255*46# from the phone number registered on your account.
Enter your PIN
Use the secret PIN you set at registration. Never share it with anyone.
Choose a service
Check a mini statement, deposit or withdraw — confirmation arrives by SMS.
Not a member yet?
Open an account and get mobile banking from day one.