Loans
From school fees to solar power, boda bodas to business growth — loans at fair rates on a declining balance, with repayments that fit your income.
Choose the right loan
Fair rates on a declining balance, repayments that fit your income, and decisions made close to home.
-
School Fees Loan
Keep your children in school — the SACCO pays the fees directly to the school.
- Up to
- UGX 6 million per child
- Period
- 1–6 months
- Interest
- 2.5% on a declining balance
-
Business Loan
Working capital and stock for traders, shops and growing enterprises.
- Up to
- UGX 200 million
- Period
- 1–36 months
- Interest
- 2.5% on a declining balance
-
Development Loan
Finance construction and long-term development projects.
- Up to
- UGX 200 million
- Period
- 1–36 months
- Interest
- 2.5% on a declining balance
-
Institutional Loan
Finance for schools, groups and other institutions.
- Up to
- UGX 200 million
- Period
- 1–36 months
- Interest
- 2.5% on a declining balance
-
Boda Boda Loan
Own your motorcycle and repay weekly from your earnings.
- Up to
- UGX 5 million
- Period
- 1–24 months (enterprise-based)
- Interest
- 2% on a declining balance
-
Agriculture Loan
Finance for farming, with a grace period and repayments that follow your season.
- Up to
- UGX 200 million
- Period
- 1–36 months (enterprise-based)
- Interest
- 2.5% on a declining balance
-
Emergency Loan
Fast cash when the unexpected happens — processed within 24 hours.
- Up to
- UGX 30 million
- Period
- 1–3 months
- Interest
- 5%
-
Water Tank Loan
Install a water tank at home — even while you repay another loan.
- Up to
- UGX 100 million
- Period
- 24 months
- Interest
- 2% on a declining balance
-
Salary Loan
For salaried and contract workers, repaid monthly over your contract.
- Up to
- 50% of net salary × months left on contract
- Period
- Contract period
- Interest
- 2.5% on a declining balance
-
Solar Loan
Power your home or business with solar energy.
- Up to
- UGX 200 million
- Period
- 36 months (enterprise-based)
- Interest
- 2% on a declining balance
Apply for a loan
Tell us what you need. A loans officer will call you to confirm the details and guide you through the next steps — no documents are needed at this stage.